Why Join a Credit Union?
Federal Credit Unions are not-for-profit cooperative financial institutions that are owned and operated by their membership. Through the use of volunteer boards and member ownership, members of credit unions enjoy a number of benefits that other lending institutions can't provide:
- Credit unions provide highly competitive loan and savings rates
- Credit unions offer fewer fees than other lending institutions
- Credit unions share profits with their members (not shareholders) through the payment of dividends
- Members maintain voting rights for issues concerning operations and policy
Becoming a member of a credit union generally requires eligibility within the common bond provision, submission of a membership application and the purchase of at least one ownership share.
Why an Online Credit Union Makes Sense
REALTORS® Federal Credit Union is a virtual financial institution with no physical branches. Whether through the Internet or by phone, REALTORS® Federal Credit Union is here for you!
There are many advantages to online service:
- It's financially advantageous for members. Delivering services via the Internet helps REALTORS® Federal Credit Union offer highly competitive rates on savings, loans and investments.
- It's full service. REALTORS® Federal Credit Union provides the same key services you would receive at a walk-in or drive-through branch. REALTORS® FCU offers a full array of competitively priced products and services, with fewer fees.
- It's 24-Hour and member focused. Our virtual, highly automated credit union is always open and always ready! Account access is available by computer or phone anytime, from anywhere. Visit REALTORSFCU.ORG or call 866-295-6038.
