Why Join a Credit Union?
Federal credit unions are not-for-profit cooperative financial institutions that are owned and operated by their membership. Through the use of volunteer boards and member ownership, members of credit unions enjoy a number of benefits that other lending institutions can't provide:
- Credit unions provide highly competitive loan and savings rates
- Credit unions offer fewer fees than other lending institutions
- Credit unions share profits with their members (not shareholders) through the payment of dividends
- Members maintain voting rights for issues concerning operations and policy
Becoming a member of a credit union generally requires eligibility within the common bond provision, submission of a membership application and the purchase of at least one ownership share.
Why an Online Credit Union Makes Sense
REALTORS® Federal Credit Union is a virtual financial institution with no physical branches. REALTORS® Federal Credit Union is here for you!
There are many advantages to online service:
- It's financially advantageous for members. Delivering services via the Internet helps REALTORS® Federal Credit Union offer highly competitive rates on savings, loans and investments.
- It's full service. REALTORS® Federal Credit Union provides the same key services you would receive at a walk-in or drive-through branch. REALTORS® FCU offers a full array of competitively priced products and services, with fewer fees.
- It's 24-Hour and member focused. Our virtual, highly automated credit union is always open and always ready! Account access is available by computer anytime, from anywhere. Visit REALTORSFCU.ORG or call 866-295-6038.
