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House Committee Begins Review of FHA

February 8, 2013: 

The House Financial Services Committee held the first in a series of hearings on the State of the FHA single-family mortgage insurance program.

Know Your Neighborhood

February 8, 2013: 

By Steve Wright

Identifying and buying homes in walkable communities


Since the dawn of time, buying or selling a home has been about “location, location, location,” as the old saying goes. Buyers want to know a home’s proximity to good schools and commercial districts. Sellers want to utilize every possible plus available to market their homes and attract interested buyers.

NAR Supports Senators' Efforts to Help Homeowners Refinance Into Lower Interest Rates

February 8, 2013: 

On Thursday, Feb. 7th, The Responsible Homeowner Refinancing Act of 2013 was introduced by Senators Robert Menendez (D-NJ) and Barbara Boxer (D-CA) in an effort to remove the barriers preventing many Fannie Mae and Freddie Mac borrowers from refinancing their loans to the lowest rate possible.

CFPB Finalizes Loan Originator Rules

February 8, 2013: 

On Jan. 20, 2013, The Consumer Financial Protection Bureau (CFPB) published a final rule on Loan Originator Compensation as part of implementation of the Dodd-Frank Act.

Walking into the Future

February 8, 2013: 

The market shows home owners are interested in smart growth living


The oldest mode of travel — walking — is suddenly one of the hottest as more and more home buyers want to live where they can park their cars and use their feet.

“In the last eight years, there’s been a profound shift in the home-buying habits of America,” said Dan Burden, founder of Walkable Communities, a nonprofit organization that promotes walkability. “The trend isn’t just significant — it’s mind-boggling.”

“Greening” Our Way of Life

February 8, 2013: 

According to the National Building Museum’s “Green Community” exhibit (nbm.org), a green community conserves its land, offers multiple options for transportation, provides open space for recreation and cultivation, and uses its natural and cultural resources wisely. This issue of On Common Ground focuses on this broad approach to “green,” an approach that encompasses the building, its surroundings and how our communities function.