(Updated June 2013)
Purchasing a home is a huge endeavor, and buyers need to be more educated than ever—before they begin the process. This field guide provides links to practical resources on most every aspect of home buying, from establishing credit to negotiating the final contract.
Considerations and Step-by-Step Guides
Home Buying Process Resources, (CreditLoan.com)
First-time Home Buying, (Money Under 30).
The Millennial Home Buying Guide, (SmartAsset blog, May 22, 2013).
Considering a Home, (Freddie Mac)
A Short Guide to real Estate Lingo and Acronyms, (realtor.com®).
Money 101: Buying a Home, (CNN Money).
10 Ways to Prepare for Homeownership, (REALTOR® Magazine).
Establishing Or Cleaning Up Credit
Credit Score Needed to Buy a House in 2013, (Home Buying Institute, 2013).
How Credit Scores Affect the Price of Credit and Insurance, (Federal Trade Commission).
Credit Bureaus and Credit Scoring, (USA.gov).
FHA Requirements: Credit Guidelines, (FHA.com).
The Importance of Good Credit, (Freddie Mac)
5 Factors that Decide Your Credit Score, (REALTOR® Magazine).
How much house can you afford? (Interest.com, May 17, 2013).
How Much You Should Spend on a Home, (Wall Street Journal, 2011)
How Much House and Home Mortgage Can I Afford? (SmartMoney, June 28, 2011)
Preparing for Homeownership: Calculators, (Freddie Mac).
How Much Do I Have to Save to Buy a Home?, (realtor.com®).
Calculate Your Income vs. Debt, (realtor.com®).
Hiring a Real Estate Agent and Lawyer
Why You Need a Lawyer When You Buy or Sell a House, (FindLaw.com, 2011).
Hiring a Home Buying Agent vs. Hiring a Real Estate Attorney, (FindLaw.com, 2011).
The Art of Home Buying: Hiring Professional Help During the Home Buying Process, (New Home Buyers Network, Inc., 2011).
Questions to Ask When Choosing a REALTOR®, (REALTOR® Magazine)
Why You Should Work With a REALTOR®, (REALTOR® Magazine)
Why Use a REALTOR®? (realtor.com®)
Frequently Asked Questions on Home Inspections, (American Society of Home Inspectors).
Hiring a Home Inspector, (realtor.com®).
Goodbye Inspection, Hello Trouble, (realtor.com®).
10 Questions to Ask Home Inspectors, (REALTOR® Magazine)
Making an Offer and Negotiating
The Bottom Line on Contract Negotiation, (realtor.com®).
The Basics of Making an Offer, (realtor.com®).
Negotiating to Yes, (realtor.com®).
Closing Documents You Should Keep, (REALTOR® Magazine)
eBooks & Other Resources
The following eBooks and digital audiobooks are available to NAR members:
The Complete Book of Home Inspection, (Adobe eBook)
The Complete Idiot's Guide to Buying a Home, (Adobe eBook)
Financing Your Condo, Co-Op, or Townhouse, (Adobe eBook)
Home Buyer's Checklist, (Adobe eBook)
Home Buying for Dummies, (Adobe eBook)
Home Buying without the BS!, (Adobe eBook)
How to Get the Best Home Loan, (Adobe eBook)
The Mortgage Answer Book, (Adobe eBook)
Mortgage Myths, (Adobe eBook)
The Real Estate Process, (Adobe eBook)
A Survival Guide for Buying a Home, (Adobe eBook)
Tips & Traps When Buying a Home, (Adobe eBook)
The Unofficial Guide to Buying a Home, (Adobe eBook)
Field Guides & More
These field guides and other resources in the Virtual Library may also be of interest:
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The inclusion of links on this field guide does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this field guide complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.