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Field Guide to Insurance Issues for Associations

Just like any business, associations and boards need a good insurance plan to protect themselves and their members. Use this field guide to navigate the ins and outs of insurance for associations: how much coverage is enough, risk management, professional liability insurance, and more.


Insurance & Risk Management Resources from NAR

2012 NAR Professional Liability Insurance Program

Insurance & Healthcare for Real Estate Agents (NAR Human Resources Toolkit).

Small Business Health Coverage—Information on the issue of health insurance for small businesses, from NAR Government Affairs.


How Much Insurance Does Your Organization Need?

What insurance coverage is your association missing?, (Associations Now, Oct. 2010).

Get the best protection for your insurance dollar, (Nonprofit World, July/Aug. 2006). Q


Risk Management for Associations

How much risk is right?, (Associations Now, Jan. 2011).

The "new" imperative for boards: risk oversight, (Association Law & Policy, Jan. 2011).

Fraud: How to prevent it in your organization, (Nonprofit World, May/June 2008). Q

Risk management: How to protect your assets, (Nonprofit World, Jan./Feb. 2008). Q

6 ways to reduce risk and comply with the law, (Nonprofit World, Nov./Dec. 2007). Q

Improving your risk profile, (Associations Now, May 2007).


About D&O Insurance

Do you need D&O/EPL insurance?, (Nonprofit World, May/June 2009). Q

D&O danger? Directors and officers insurance can be a lifesaver when it's needed.  But experts say many association executives are surprised to find what their policies actually say when that time comes, (Associations Now, May 2008).

The hammer clause, (Associations Now, May 2008).

Buyers urged to negotiate D&O cover, (Business Insurance, May 19, 2008). Q


Useful Websites

Nonprofit Risk Management Center


eBooks & Other Resources

eBooks

The resources below are available for loan through Information Central. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Information Central at 800-8740-6500 for assistance.

Managing Risk in Nonprofit Organizations: A Comprehensive Guide (Adobe PDF eBook)

Financial Management for Nonprofit Organizations: Policies and Practices (Adobe PDF eBook)

Cash & Investment Management for Nonprofit Organizations (Adobe PDF eBook)

Field Guides & More

These field guides and other resources in the Virtual Library may also be of interest:

Field Guide to Errors & Omissions Insurance

Field Guide to IRS Form 990 Reporting Rules for Associations

Field Guide to Association Budgets & Reserves

Field Guide to Investment Planning for Associations

InfoCentral Blog


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The inclusion of links on this field guide does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked in this field guide complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.