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(Updated February 2013)

Times are tough! Get money-saving ideas for your business and yourself. We've gathered the best tips, websites and eBooks to help you out. (A. Siudzinski, Senior Library Information Specialist)

Money-Saving Tips for Your Business 

7 ways to save more money now, (Inc.com, Feb. 21, 2013).

5 ways to save money on your marketing budget, (SCORE Small Business Success Blog, Feb. 18, 2013).

Can the Cloud help small businesses?, (The Wall Street Journal, Jan. 9, 2013).

Save money in your small business, (Yahoo! Voices, Jan. 4, 2013).

6 easy ways for small-business owners to save money, (Business.com, Dec. 14, 2012).

10 quick and easy tips to help business owners save money, (Business2Community, Feb. 2, 2012).

A greener life could make you richer, (Ecopreneurist, Jan. 20, 2012).

Money-Saving Tips for You

10 money-saving profiles to follow on Pinterest, (MintLife, Feb. 18, 2013).

Saving lots of money by shopping online, (Money Journal, Jan. 8, 2013).

13 ways you can save money in 2013,  (The Dallas Morning News, Jan. 4, 2013).

15 ultra-frugal money saving tips,  (U.S. News & World Report, Sept. 11, 2012).

101 ways to save money in everyday life, (One Cent at a Time, May 15, 2012).

How to save money on your food bill: 15 tips to try without getting extreme!,  (Fat Wallet, Apr. 27, 2012). 2010).

5 ways to save with a new baby, (Living Richly on a Budget, Feb. 6, 2012).

How to save money on groceries without using coupons, (Personal Finance Mastery, Feb. 6, 2012).Websites


The Dollar Stretcher (You'll find new material on this website every day and a whole new front page each week. Their library contains thousands of articles on specific money-saving concepts or you can do a site search from any page on the site. You can sign up for one of their enewsletters and have great ideas delivered to you regularly. You might want to join their Financial Independence group. They also have an active Community where people share their money-saving ideas.)

Frugal Living (Frugal living is about determining what you want out of your life, and finding a way to make it happen. A couple dollars saved here, and a few dollars invested there doesn't translate into a life of deprivation; it translates into possibilities. Decide what you want to get out of life, and then use frugality to make it happen.)

Smarterwallet (This site is focused on consumer-oriented topics, and covers all things that are helpful to someone who wants to get the best value for their money. They have tips on how to spend wisely, shop smartly, and buy carefully. They also tell you where to find some great deals by providing you leads to offers and promotions they find. They provide reviews on books, products, web sites and services that they hope will help you get the most out of your money.)

Wisebread (Wise Bread is a community of bloggers that can help you live large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life.)

Get Rich Slowly (Get Rich Slowly -- recently named a best blog of 2011 by Time magazine and most inspiring money blog by Money magazine -- is devoted to sensible personal finance.)

Small Business Cents (Welcome to the SBA.gov Community, where you can network with other small business owners and get advice on starting, growing and managing your business.)

eBooks & Other Resources


The following ebooks and digital audiobooks are available to NAR members:

The Debt-Free Spending Plan, (Adobe PDF eBook, Adobe EPUB eBook, Kindle)

30 Days to Taming Your Finances (OverDrive Audiobook)

Debt Free for Life (OverDrive Audiobook)

The Real Cost of Living (Kindle, Adobe eReader)

Right on the Money! (Kindle, Adobe eReader)

Smart Cookies' Guide to Making More Dough (Kindle, Adobe eReader)

Smart Couples Finish Rich (Adobe eReader)

Smart Women Finish Rich (Adobe eReader)

Woman's Day Living Fiscally Fit (Kindle, Adobe eReader)

You're So Money (Kindle, Adobe eReader)

Books, Videos, Research Reports & More

The resources below are available for loan through Information Central.  Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10.  Call Information Central at 800.874.6500 for assistance.

Be CentsAble, (New York, NY: Penguin, 2010). TD 171.7 P27

Stop Throwing Money Away, (Hoboken, NJ: Wiley, 2010). TD 171.7 N85

Suddenly Frugal, (Avon, MA: Adams Media, 2010). TD 171.7 In4

Living well in a down economy for dummies, (New York, NY: Wiley, 2008). HG 179 B27

What you need to know: an 8-point action plan to secure your financial independence, (New York, NY: HarperCollins, 2003). HG 179 Ed2w

Field Guides & More

These Field Guides and other resources in the Virtual Library may also be of interest:

Field Guide to New Year, New You

Field Guide to Surviving & Thriving in a Slowing Market

InfoCentral Blog

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The inclusion of links on this Field Guide does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked to this Field Guide complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.