The Basics: Federal Housing Administration (FHA)

NAR is a strong supporter of the single- and multi-family programs administered by the Federal Housing Administration (FHA). The FHA single-family mortgage program has played an important and vital role in the mortgage marketplace. The FHA program has a public purpose obligation to provide mortgage insurance to American families who choose FHA to meet their homeownership needs. Increasing the capacity of FHA will insure it is a viable product for homebuyers and expands the pool of available safe and affordable loan products.

Latest News and Information

NAR Commends Congressional Action to Extend Higher Mortgage Loan Limits (Oct. 30)
FHA Announces Flood Zone Requirements for Appraisers (Oct. 23)
FHA Announces Appraisal Performance Standards and Sanctions (Oct. 23)

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FHA Loan Limits

On October 29, 2009,  House and Senate passed legislation to extend the current loan limits for FHA and Freddie Mac and Fannie Mae (the Government Sponsored Enterprises, or GSEs) through December 31, 2010.
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NAR's Online FHA Toolkit

Learn all there is to know to help clients find the FHA-insured loans they need.
Free Online FHA Toolkit>

Additional Resources from the U.S. Department of Housing and Urban Development (HUD)

FHA Mortgage Limits

FHA Lender Locator

Making Home Affordable Program

Hope For Homeowners Program

FHA Website

HUD Website