FHA Resources

Latest News and Information

May 7, 2009 - NAR Releases Statement on the Strength of the Federal Housing Administration
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April 2, 2009 - "Without FHA financing, families would be unable to purchase homes and communities would suffer from continued foreclosures and blight," J. Lennox Scott, an NAR Advisory Board Member, testified before Congress today.
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Read the complete testimony> (PDF: 122K)

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FHA Loan Limits

As a result of the passage of the American Recovery and Reinvestment Act of 2009, on February 25, 2009, HUD published changes to FHA's single family loan limits . Given that most of the loan limits decreased for 2009, most areas will revert to the higher 2008 mortgage limit.

For 2009, the maximum mortgage limit for an area is the higher of the limit that was in effect for 2008 or the current 2009 limit as stated in Mortgagee Letter 2009-07. The new loan limits, which are effective for any loan closed in calendar year 2009, are in effect through December 31, 2009. Please note that because the new limits are a comparison of 2008 and 2009 there is not a process for appealing the limits.

Find the FHA Loan Limits for Your Area>
Mortgagee Letter 2009-07: Loan Limit Increases for FHA>