NAR Represents Consumers' Interests

FEATURE:

Beware of Predatory Loans
For most consumers, buying a home is the biggest and smartest purchase they ever make. Unfortunately, not all mortgage loans are in buyers' best interests.
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NAR Serves the Consumer

We defend the mortgage interest deduction
As of Spring 2006, the deduction appears to be safe, but we remain on alert.

We support state efforts to curtail "eminent domain" decisions that allow local governments to seize private property for use by private interests in the name of enlarging their tax base and promoting economic development.

We encourage home buyers to practice smart home financing
Before you buy a home, expand your understanding of lending and mortgage practices. 

We assist homeowners concerned about their mortgage payments
Learn how to avoid home foreclosures, and where to get reliable credit counseling.

NAR produces consumer-focused brochures to promote REALTOR® interests in the changing market by promoting, home buying, home selling, as well as working with a REALTOR®:
It's a Great Time to Buy!
Getting It Sold
It Pays to Work with a REALTOR®

NAR Protects the Housing Market

We educate REALTORS® about how to comply with the federal Real Estate Settlement Procedures Act to ensure that real estate closing practices are fair, ethical, and legal.

NAR Protects the Economy

We address the growing problem of abusive and predatory lending practices, which has led to an alarming increase in foreclosures. Through the education of both home buyers and REALTORS®, we hope to curb foreclosure rates and combat community blight. 

We are speaking before Congress and government agencies to keep banks out of real estate, which could compromise bank lending decisions and restrict consumer choice and competition. 

We are working to urge Congress to pass small business health plan legislation which will give 45 million small business employees access to the same quality group health insurance plans currently available to union workers and employees of large corporations.