Concerned About Your Existing Mortgage?

Learn What You Can do to Protect Your Home

If you feel like you may be in danger of facing foreclosure and need immediate help, call 888-995-HOPE or visit www.995hope.org. Homeowner's HOPE™, a counseling service provided by the Homeownership Preservation Foundation, can work with you to find a solution.
How to Avoid Foreclosures and Keep Your Home (PDF: 1.7Mb)
You're not alone if you're having trouble paying your mortgage. The housing boom led to a record homeownership rate of nearly 70 percent, but some home owners now face problems making their mortgage payments and can't refinance their loans. This brochure will help you understand your options and give you tips on how to avoid losing your home--regardless of what kind of mortgage you have. Text-only version available (PDF: 71Kb)
How to avoid foreclosures (HUD)
Foreclosure Assistance Programs by State
Help for Homeowners Facing the Loss of Their Home (HUD)

Credit Counseling is Available

HUD Housing Counselors: A list of counseling agencies by state
NeighborWorks® America: Find a NeighborWorks® counseling organization in your community
Under a partnership with NeighborWorks® America, NAR is a founding sponsor of the NeighborWorks® Center for Homeownership Education and Counseling (NCHEC). NCHEC's mission is to work with industry partners to train, certify, and support home buyer educators and housing counselors nationwide.

Smart Home Financing

What to know about lending and mortgages before you buy