Field Guide to Insurance Issues for Associations
(Updated April 2009)
Just like any business, associations and boards need a good insurance plan to protect themselves and their members. Use this Field Guide to navigate the ins and outs of insurance for associations: how much coverage is enough, risk management, professional liability insurance, and more. (F. Heller, Manager, Archives & Virtual Library)
Insurance & Risk Management Resources from NAR
2009 NAR Professional Liability Insurance Program
Insurance & Healthcare for Real Estate Agents (NAR Human Resources Toolkit)
Eight reasons to think of Legal Affairs: Learn how NAR Legal Affairs can help your association
Small Business Health Coverage - Information on the issue of health insurance for small businesses, from NAR Government Affairs.
How Much Insurance Does Your Organization Need?
Get the best protection for your insurance dollar, (Nonprofit World, July/Aug. 2006). Q
Running the risks: It pays to know your appetite for risk before calculating your insurance coverage, (Association Management, Feb. 2004). Q
Insurance essentials: Insurance insiders explain why it's foolish to confuse "not-for-profit" with "not-at-risk", (Association Management, Jan. 2003). Q
Risk management: Whose job is it, anyway?, (Association Magazine, Oct./Nov. 2008).
Risk management: How to protect your assets, (Nonprofit World, Jan./Feb. 2008). Q
Managing your association's risk, (Association Magazine, June/July 2006).
Planning for the unforeseeable: How smart risk management provides peace of mind, (Nonprofit World, Mar./Apr. 2006). Q
D&O danger? Directors and officers insurance can be a lifesaver when it's needed. But experts say many association executives are surprised to find what their policies actually say when that time comes, (Associations Now, May 2008).
The hammer clause, (Associations Now, May 2008).
Buyers urged to negotiate D&O cover, (Business Insurance, May 19, 2008). Q
D&O for nonprofits, (Rough Notes, Nov. 2007). Q
D&O coverage forms: Cutting through the confusion, (CompassPoint Nonprofit Services, 2006).
The ins and outs of D&O, (Association Management, Jan. 2004). Q
eBooks & Other Resources
eBooks
The resources below are available for loan through Information Central. Up to three books, tapes, CDs and/or DVDs can be borrowed for 30 days from the Library for a nominal fee of $10. Call Information Central at 800.874.6500 for assistance.
Managing Risk in Nonprofit Organizations: A Comprehensive Guide (Adobe PDF eBook)
Financial Management for Nonprofit Organizations: Policies and Practices (Adobe PDF eBook)
Cash & Investment Management for Nonprofit Organizations (Adobe PDF eBook)
Field Guides & More
These Field Guides and other resources in the Virtual Library may also be of interest:
Field Guide to Errors & Omissions Insurance
Field Guide to IRS Form 990 Reporting Rules for Associations
Field Guide to Association Budgets & Reserves
Field Guide to Investment Planning for Associations
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The inclusion of links on this Field Guide does not imply endorsement by the National Association of REALTORS®. NAR makes no representations about whether the content of any external sites which may be linked to this Field Guide complies with state or federal laws or regulations or with applicable NAR policies. These links are provided for your convenience only and you rely on them at your own risk.
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