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Summary of New Qualified Mortgage (QM) Rule

NAR has been actively involved in shaping the debate and structure of the Qualified Mortgage (QM) Rule issued by the Consumer Financial Protection Bureau (CFPB) created by the Dodd-Frank Reform Act.  NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of Fannie Mae/Freddie Mac, the Federal Housing Authority, Veterans Administration and Rural Housing Service (within their respective loan limits) for up to seven years.

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This updated field guide explores how REALTORS® can benefit from using digital video to market and sell real estate.

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REALTOR® TV

FHA Broadens e-Sign Permitted Uses

NAR speaks with FHA about its January 2014 policy change allowing for broader use of e-signatures in loan documents.