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Summary of New Qualified Mortgage (QM) Rule

NAR has been actively involved in shaping the debate and structure of the Qualified Mortgage (QM) Rule issued by the Consumer Financial Protection Bureau (CFPB) created by the Dodd-Frank Reform Act.  NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of Fannie Mae/Freddie Mac, the Federal Housing Authority, Veterans Administration and Rural Housing Service (within their respective loan limits) for up to seven years.

Existing-home sales increased in June to an eight-year high, while rising demand and limited supply pushed the median sales price to an all-time high.

The TRID implementation date has been moved from August 1 to October 3.

Tell your U.S. Representative to support legislation to stop patent trolls and protect the real estate industry from frivolous lawsuits.

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Home prices hit a new peak. Other stories: closing process webcast available, patent troll action needed, and wildfires a growing concern.