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Summary of New Qualified Mortgage (QM) Rule

NAR has been actively involved in shaping the debate and structure of the Qualified Mortgage (QM) Rule issued by the Consumer Financial Protection Bureau (CFPB) created by the Dodd-Frank Reform Act.  NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of Fannie Mae/Freddie Mac, the Federal Housing Authority, Veterans Administration and Rural Housing Service (within their respective loan limits) for up to seven years.

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Pending home sales declined in October but remained at a healthy level and are above year-over-year levels for the second straight month.

The income tax exemption on mortgage debt forgiven in a short sale or a workout for principal residences expired at the end of 2013.

Find out the pros and cons of buying and selling, how to stage a home during this time of year, and whether to decorate or not.

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The Voice for Real Estate 13: changes to condo financing rules, net neutrality, loan cancellation, home sales numbers, and the 2014 conference in New Orleans.