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Summary of New Qualified Mortgage (QM) Rule

NAR has been actively involved in shaping the debate and structure of the Qualified Mortgage (QM) Rule issued by the Consumer Financial Protection Bureau (CFPB) created by the Dodd-Frank Reform Act.  NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of Fannie Mae/Freddie Mac, the Federal Housing Authority, Veterans Administration and Rural Housing Service (within their respective loan limits) for up to seven years.

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New NAR research identifies ten metropolitan areas that have a young adult population with solid job growth rates and relatively affordable home prices.

Existing-home sales increased in June, while rising inventory continues to push overall supply towards a more balanced market.

NAR testified before the U.S. Senate Appropriations Subcommittee on Homeland Security, commending FEMA for implementation of flood insurance reforms.

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REALTOR® TV

The Voice for Real Estate

In this week's Voice of Real Estate, we look at NAR’s White House meeting on FHA, upcoming drone rules, and how ability-to-repay rules could stall mortgage originations.