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Fix the Cap

July 2, 2014: 

The United States House of Representatives recently passed the Mortgage Choice Act -- a bill that would return many options to consumers as they shop for mortgages and other settlement services.

FHA HAWK Program a Good Start but Needs to Go Further, Say Realtors®

June 30, 2014: 

In a letter sent today to HUD, NAR offered support for the FHA’s HAWK housing counseling pilot program but expressed concern about the program's cost and reach.

House Panel Approves Internet Tax Moratorium

June 27, 2014: 

On June 19, 2014, the House Judiciary Committee approved H.R. 3086, the Permanent Internet Tax Freedom Act, by a vote of 30-4.

FHA 203k Program for Flood Mitigation

June 27, 2014: 

On June 24, the FHA responded to a request from NAR and other groups, regarding the use of the 203k rehabilitation/renovation loan program for flood mitigation.  In the letter, dated February 6, 2014, NAR and the coalition asked FHA to confirm the eligibility of the Federal Housing Administration's FHA Section 203k program for the rehabilitation of homes that have not been damaged in a flood, but are at risk of damage from future flood events.  The 203k has been used in flooded areas to rebuild homes, and the coalition wanted assurance that the program could be used for mitiga

NAR on Rural Access to Credit

June 27, 2014: 

NAR submitted a statement last week to the House Agriculture Subcommittee on Livestock, Rural Development, and Credit to their hearing entitled, "A Review of Credit Availability in Rural America."

Is Student Debt Impacting the Housing Market?

June 25, 2014: 

Student loan debt is a growing concern for REALTORS®, because of its impact on household formation. What is NAR doing to address the issue of growing student debt? NAR's 2014 President, Steve Brown explains in his latest video.

House Committee Approves TRIA Bill

June 20, 2014: 

On Friday, June 20th, the House Financial Services Committee approved Rep. Randy Neugebauer’s (R-TX) TRIA Reauthorization bill, H.R. 4871, by a vote of 32 to 27.

FHA Reverse Mortgage Changes

June 20, 2014: 

On June 18, 2014, the Federal Housing Administration (FHA) released two Mortgagee Letters on the Home Equity Conversion Mortgage (HECM) program.

House Passes 3% Cap Bill

June 13, 2014: 

On Monday, June 9, 2014, The House of Representatives passed H.R. 3211, "The Mortgage Choice Act" which addresses discrimination in the calculation of fees and points under the Ability to Repay/Qualified Mortgage (QM) rule.

REALTORS® Applaud House Passage of Mortgage Choice Act

June 10, 2014: 

The Mortgage Choice Act, passed by the U.S. House of Representatives last night, redefines a provision in the rules that allow for home loans to be considered Qualified Mortgages.

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