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NAR Submits Comments to FHFA on G-Fees

September 12, 2014: 

On September 8, 2014, NAR submitted comments to FHFA in response to its Request for Input on the guarantee fees (g-fees) that Fannie Mae and Freddie Mac (the government-sponsored enterprises or Enterprises) charge lenders; and to raise concerns about implementation of the proposed increases to both the g-fee and up-front fees charged to borrowers (loan level pricing adjustments or LLPAs). 

NAR Submits Comments to FHFA on PMIERs

September 12, 2014: 

On September 8, 2014, NAR submitted comments to FHFA on its proposed draft Private Mortgage Insurer Eligibility Requirements (PMIERs) for companies that insure mortgage loans owned or guaranteed by Fannie Mae and Freddie Mac. The proposed requirements are important to NAR members as private mortgage insurance is often required for borrowers with down payments less than 20 percent. In its letter, NAR focused on three points:

House Opposes Clean Water Act Over-Regulation

September 12, 2014: 

On September 9, 2014, the House voted 262-152 to pass HR 5078, the ‘Waters of the U.S.’ Regulatory Overreach Protection Act by Reps.

Rural Housing Loan Processing Delays

September 11, 2014: 

Many states have experienced delayed processing times for the Single Family Rural Housing Direct and Guaranteed Loan Programs.

Infographic: 7 Ways NAR Advocates for Members & Their Clients

September 9, 2014: 

Find out how NAR supports you with its advocacy efforts.

NAR Fall Legislative Update

September 5, 2014: 

NAR President Steve Brown and NAR Chief Lobbyist Jerry Giovaniello discuss REALTORS' legislative priorities as Congress returns for its last four weeks before the 2014 elections.

NAR Meets with EPA on Lead Paint Concerns; Files Comments

September 5, 2014: 

NAR has been working with the U.S. Environmental Protection Agency (EPA) to help guide the agency’s efforts to identify lead paint hazards in remodeling activities in commercial buildings.

FEMA Issues New Flood Insurance Manual

August 29, 2014: 

FEMA has updated THE manual which insurance companies use to write flood insurance policies.  The comprehensive manual provides answers to just about any question a REALTOR® or REALTOR® Association staffer may have regarding flood insurance, ranging from how condos are treated to rate tables as revised by the Homeowner Flood Insurance Affordability Act enacted earlier this year.

Elimination of FHA “Prepayment Penalty”

August 29, 2014: 

On August 26, 2014, the Federal Housing Administration (FHA) issued its final rule to eliminate post-payment interest charges on FHA-insured single family mortgages.

Guiding Principles for Reforming Freddie Mac and Fannie Mae

August 25, 2014: 

NAR President Steve Brown shares several guiding principles that will continue to ensure access to affordable mortgage credit from these two housing finance companies.

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