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NAR Comments on QM Definition and Legal Standards

July 16, 2012: 

On Monday, July 9, 2012, NAR joined the Consumer Mortgage Banking Project (CMBP) in responding to the Consumer Financial Protection Bureau (CFPB) request for additional information and data in developing the Qualified Mortgage (QM) test.

Realtors® Testify Broad Qualified Mortgage is Critical to Bringing Certainty to Housing Finance System

July 11, 2012: 

On July 11, 2012, the National Association of Realtors® testified before Congress, urging development of broadly defined Qualified Mortgage (QM) regulation.

Realtors® Applaud Long-Term Reauthorization of Flood Insurance Program

July 6, 2012: 

“As the nation’s leading advocate for home ownership and housing issues, we are pleased that Congress has approved a long-term reauthorization of the National Flood Insurance Program, which ensures access to affordable flood insurance for millions of home and business owners across the country,” said NAR President Moe Veissi.

Why Flood Insurance Reauthorization Is Such a Big Win

July 6, 2012: 

REALTOR® magazine explains five reasons that make the National Flood Insurance Program's reauthorization an achievement for home owners, the economy, flood plain mapping, and more.

Bringing Clarity to Congress and Transparency to RESPA/TILA

July 3, 2012: 

NAR President Moe Veissi explains why NAR's messages to Congress about RESPA/TILA are important: home buyers need to understand every step of the process, and REALTORS want to avoid duplicative paperwork.

Field Guide to Mortgage Interest Deduction

July 2, 2012: 

This field guide highlights basics, perceived pros and cons, IRS rules, and more to get you up-to-speed on this widely-debated tax deduction.

A Great Meeting with the Consumer Financial Protection Bureau

July 2, 2012: 

NAR President Moe Veissi: I recently met with folks from the Consumer Financial Protection Bureau including Rich Cordray, who heads up the CFPB. They are forming brand new committee and looking to include REALTORS®.

Congress Reauthorizes Flood Insurance for 5 Years

June 29, 2012: 

On June 29, 2012, the Senate and House passed the Flood Insurance Reform Act as a part of H.R. 4348, the Surface Transportation Conference Report. Passage of this 5-year re-authorization brings certainty to real estate transactions in more than 21,000 communities nationwide where flood insurance is required for a mortgage.

3.8% Tax Will Go Into Effect in 2013

June 29, 2012: 

REALTORS® should familiarize themselves with the tax, but should not advise their clients about the application of the tax.

Supreme Court Upholds the Constitutionality of the Health Reform Law

June 29, 2012: 

On Thursday, June 28th, the Supreme Court issued its decision on the constitutionality of the Affordable Care Act (ACA).

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