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The Washington Report covers legislative and regulatory policy activities, and is compiled by NAR's Government Affairs policy staff. To receive this content via email, subscribe to NAR's Weekly Report newsletter and check the "legislative & regulatory issues" box.

NAR Launches Privacy Education Page

January 25, 2013: 

Your clients share a great deal of sensitive personal information with you—it is important to your business to properly protect that data and NAR has created resources to help.

Justices Hear Oral Arguments in Property Rights Case

January 18, 2013: 

On Jan. 15, the U.S. Supreme Court heard oral arguments in Koontz v. St. Johns River Water Management District.

Final Rule on Appraisals for Higher Priced Mortgage Loans (HPML)

January 18, 2013: 

The Federal Reserve Board, along with five other federal regulatory agencies, issued a final rule to impose appraisal requirements for loans secured by a borrower’s home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and mortgages.

SBA Holds Roundtable on Process for Identifying Critical Habitat

January 18, 2013: 

On Aug. 24. 2012, the Fish and Wildlife Service and the National Marine Fisheries Service published a proposed rule to enact changes to the process for designating critical habitats for endangered species.
 

CFPB Releases Qualified Mortgage Rule

January 11, 2013: 

On Thursday, Jan. 10, 2013, NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of the GSEs, FHA, VA, and RHS.

Congress Approves Loan for Superstorm Sandy Flooding

January 7, 2013: 

On Jan. 4, 2013, Congress approved nearly a $10 Billion increase in the National Flood Insurance Program's borrowing authority for Superstorm Sandy (HR 41).

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