Handouts for Consumers For Buyers
	For Buyers For Sellers Download Handouts for Consumers PDF English version and Spanish version available		Budget Basics Worksheet The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below. Income Take Home Pay/All family members Child Support/Alimony Pension/Social Security Disability/Other Insurance Interest/Dividends Other Total Income Expenses Rent/Mortgage (include taxes, principal, and insurance) Life Insurance Health/Disability Insurance Vehicle Insurance Homeowners or Other Insurance Car Payments Other Loan Payments Savings/Pension Contribution Utilities (gas, water, electric, phone) Credit Card Payments Car Upkeep (gas, maintenance) Clothing Personal Care Products (shampoo, shaving cream, etc.) Groceries Food prepared outside the home (restaurant meals and carry out) Medical/Dental/Prescriptions Household Goods (hardware, lawn and garden) Recreation/Entertainment Child Care Education (continuing education, lessons for children) Charitable Donations Miscellaneous Total Expenses = Remaining Income After Expenses = Next page