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 Think you're pretty well versed in federal fair housing law? Answer these 12 questions to see whether you're ready to tout your fair housing know-how to your clients and customers.

1.Under federal fair housing laws, it is legal to prohibit which of the following in a housing unit?
A live-in caregiver for a resident with a disability
Drinking alcohol
Both a and c

2.Which of the following are violations or potential violations of the Fair Housing Act?
A seller tells you he doesn't want to sell to African-Americans
A sales associate puts the phrase "adults only" in an MLS listing
Both a and b
None of the above

3.Under the federal fair housing law, the seven protected classes include
Race, color, source of income, handicap, national origin, marital status, religion
Race, color, religion, sex, handicap, familial status, national origin
Race, sexual orientation, sex, familial status, handicap, age, national origin
None of the above

4.The fair housing laws prohibit all of the following, except
Refusal to show, sell, or rent a property because of disability
Expressing a preference for young adults in a listing comment
Evicting a current user of illegal drugs
Marketing your listings exclusively in a religious publication

5.The Civil Rights Act of 1866 does which of the following?
Grants all citizens the same rights as white citizens to own, purchase, lease, transfer or use real property
Allows exemptions only for homes sold without the assistance of a real estate practitioner
Effectively prohibits all discrimination in real estate based on race
Both a and c

6 .Based on federal fair housing law, which of the following people would be protected:
A divorced female, single parent
A 35-year-old single, Jewish man
A 50-year-old white man
All of the above

7 .The Equal Professional Service Model involves all of the following key guidelines except
Have I offered a variety of choices?
Is my client working with another agent?
Has my customer set the limits?
Do I have objective information?

8 .When a prospect inquires about the racial makeup of neighborhoods or schools, you should respond by saying:
"I believe the neighborhood has a few Hispanic families, I can check and get back to you."
"The Fair Housing Act prohibits me from providing that kind of information. I recommend you contact the school district, municipal government, or the local library."
"I wouldn't worry about that, the neighborhood is safe and the schools are good."
"Residents in this neighborhood value diversity, you'll fit right in."

9 .If a seller using a real estate agent refuses an offer because of the buyer's national origin, who may file a federal lawsuit against the seller?
The prospective buyer
The real estate practitioner
The federal government
All of the above

10.Looking at the following four marketing examples, identify which one is OK under Article 10 of the Code of Ethics?
Advertise only in a strategically limited geographic areas that is populated by a particular ethnic group of people.
Limit advertising to small papers which cater to particular religious groups of people.
Promote a listing only in selected sales offices in communities with similar ethnic populations.
Advertising your knowledge of a language other than English in an English-language advertisement.

11.In an advertisement for a small, two-bedroom house in a neighborhood where many families live, which of the following language is clearly improper under the Fair Housing Act?
Small, cozy home in quiet neighborhood
Two-bedroom home, near playground and senior center
Family Friendly
No children

12.Which of the following features are required in ground floor units of non-elevator multifamily building of four units or more built after March 1991?
An accessible building entrance or an accessible route for persons in wheelchairs?
Accessible and usable public and common use areas?
Light switches, electrical outlets, thermostat, and other environmental controls in accessible locations
All of the above.