NAR's Analysis
Dig deeper into this issue to understand NAR's policy and what friends and opponents are saying. Learn what needs to be done and what's happening in the current legislative environment.
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Frequently Asked Questions
What bills are being considered by Congress, health insurance exchanges, mandates, coverage, plan details, NAR's advocacy positions, and much more.
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NAR Statement of Principles
NAR Health Reform Principles were adopted in May 2008.
Download a copy> (PDF: 94k)
NAR Legislative Talking Points
NAR compiled a list of talking points regarding health care reform to be used when visiting with your Congressional or Senate Offices.
Download the talking points (PDF: 135K)
The Washington Post Interactive Graphic on Health Care Reform: How The Bills Stack Up
The Washington Post has created an interactive graphic that looks at the costs, impacts on insurance coverage and key provisions of the three health-care measures winding their way through Congress.
View the graphic>
Council of Economic Advisers Report: The Economic Effects of Health Care Reform on Small Businesses and Their Employees
Small businesses are severely disadvantaged by the current U.S. health care system relative to their larger counterparts. A new report by the Council of Economic Advisers (CEA) examines the challenges faced by smaller firms under the current health care system, and the likely impacts of health care reform on small businesses and the workers they employ.
Download the report> (PDF: 153K)
2008 NAR Health Insurance Coverage Survey
In March 2008, a randomly selected group of REALTORS® from across the country was given an opportunity to respond to a brief survey about health insurance coverage. Results of the survey are summarized below.
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Glossary of Key Health Care Terms
Download the glossary below for simple and straightforward definitions of key terms that will likely be part of the health reform debate.
Download a copy> (PDF: 97k)
Bipartisan Policy Center — Crossing Our Lines: Working Together to Reform the U.S. Health Care System
The Bipartisan Policy Center released a health reform plan developed by former Senate Majority Leaders Howard Baker, Tom Daschle, and Bob Dole. The three jave been working since last year to forge a budget-neutral plan that could gain the support of Democrats and Republicans.
Learn more>
Download the Proposal> (PDF: 3.36MB)
2009 Poverty Level Guidelines
Annual and weekly guidelines as published in the Federal Register on January 23, 2009.
Read more> (PDF: 191K)
2007 U.S. Census Study
"Income, Poverty, and
Health Insurance Coverage in the United States: 2007"
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Data Regarding Small Businesses and the Self-Employed and Health Insurance
"There are more than 5.8 million businesses with fewer than 100 employees"
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2003 SBA Actuarial Study of Small Group Health Plans
Administrative expenses are often a barrier to providing group health plans.
Read more> (PDF: 229K)
NFIB Study of Small Business Health Care Costs
The National Federation of Independent Businesses has weighed the future of health care for small business owners.
Read more> (PDF: 288K)
Health Insurance Markets
What is ERISA?
This primer explains the Employee Retirement Income Security Act (ERISA) and its relationship to SBHPs.
Read more> (PDF: 70K)
How Private Insurance Works: A Primer
A Study Prepared for the Kaiser Family Foundation by: Gary Claxton, Georgetown University, April 2002
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Study of Major Carriers by State
Get the facts on just how competitive the health insurance industry is.
Read more> (PDF: 70K)
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