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Architecture Guide
Cost vs. Value Report
Good Neighbor Awards
Handouts for Customers
Top 100 Companies
Take a Quiz
30 under 30
Young Professionals
REALTOR® Emeritus |  | Risk management Insuring Against Risks | | ||
|  Three Lines of Defense Against Risk Keeping Risks Under Control Controlling Transaction Risks Agency Disclosure Avoiding Antitrust Risks Minimizing Liability from Contracts Fair Housing Risks Controlling Personnel Risks Communications Policies to Minimize Risks Insuring Against Risks More Resources: Controlling Business Risks Code of Ethics: Controlling Business Risks | 14 E&O Policy Exceptions Although coverage options vary among carriers, E&O policies generally don't cover: 1. Fraudulent or criminal acts committed by or with the knowledge of the insured 2. Insolvency 3. Failure to collect escrow or tax money 4. Employment contracts 5. Bodily injury claims 6. Libel, slander, or defamation of character 7. Pollution and toxic waste 8. Employee pension fund administration covered by the Employee Retirement Income Security Act 9. Violations of securities laws 10. Conversion 11. Misappropriation or commingling of funds 12. Unlawful discrimination 13. Failure to maintain adequate levels of insurance 14. Liability assumed under various indemnity agreements Handling Claims Against You > | |