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OFFICIAL MAGAZINE OF THE NATIONAL ASSOCIATION OF REALTORS®








 Risk management
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Three Lines of Defense Against Risk

Keeping Risks Under Control

Controlling Transaction Risks

Agency Disclosure

Avoiding Antitrust Risks

Minimizing Liability from Contracts

Fair Housing Risks

Controlling Personnel Risks

Communications Policies to Minimize Risks

Insuring Against Risks

More Resources: Controlling Business Risks

Code of Ethics: Controlling Business Risks 		  Top Articles for Reducing Brokerage Risk

"Agency Policy…Defining the Solutions"
Don Smith and Rochelle Rubin-Ness, Minnesota REALTOR®, Minnesota Association of REALTORS®, Spring 1994
rmotoolkits__AGENCY_POLICY.pdf

"Are You in Regulatory Hot Water? "
Robert Liparulo, Today’s REALTOR®, NATIONAL ASSOCIATION OF REALTORS®, September 1996

"Are Your Salespeople Secret Agents?"
Mary S. Shern and John W. Reilly, Real Estate Today, NATIONAL ASSOCIATION OF REALTORS®, May 1988.
rmotoolkits__SalespeopleSecretAgents.pdf

"Best Intentions: Are Your Ads Fair?"
Warren Berger, Real Estate Today, NATIONAL ASSOCIATION OF REALTORS®, April 1995
rmotoolkits__ARE_YOUR_ADS_FAIR.pdf

"A Better Way to Resolve Disputes "
Carolyn D’Agosta, REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, September 1999

"Broker Lets Salespeople Be Employees "
Gabriella Filisko, REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, April 1997

"Buyers Can Sue Their Brokerage for Not Disclosing Defects "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, August 1999

"Contract Clauses: Friend or Foe? "
David Schloss, The Law & You, REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, March 2000

"Defining and Preventing Sexual Harassment Struggles"
Susan G. Morrison, Minnesota REALTOR®, Minnesota Association of REALTORS®, Spring 1996
rmotoolkits__Preventing-Sex-Harassmen.pdf

"Developing Sensible E-mail and Internet Use Policies"
Sands L. Stiefer, Assessment Journal, International Association of Assessing Officers, March/April 2000.
rmotoolkits__DevelopingSensibleE-mail.pdf

"Don’t Get Snagged: Internet Rift with Legal Barbs "
Michael J. Russer, “The Law & You,” REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, March 1998.

"E&O Insurance: Good Investment or Wasted Profits? "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, November 1996

"Errors & Omissions Claim: What You Need to Know If and When a Claim is Brought Against You"
Roger A. Nelson, Michigan REALTOR®, Michigan Association of REALTORS®, Fall 1992.
rmotoolkits__ERRORS_OMISSION_CLAIM.pdf

"Errors & Omissions Insurance: An Ounce of Prevention Is Worth a Pound of Cure"
Robert S. Kutner, Massachusetts REALTOR®, Massachusetts Association of REALTORS®, January/February 2000
rmotoolkits__ErrorsOmissionsInsurance.pdf

"Frisky Business: Five Ways to Prevent Sexual Harassment "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, May 1998

"Give Your Ads a Safety Check "
Robert Brand, REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, November 2000

"How 'Real' Is Your Independent Contractor Status? "
April 1996
Model Internet Advertising Policy
Realtormag Online, NATIONAL ASSOCIATION OF REALTORS®, September 2000

"Look Out for Gaps in Your Errors and Omissions Insurance Coverage"
Terry Cooper, Tar Heel REALTOR®, North Carolina Association of REALTORS®, September 1995
rmotoolkits__LookOutforGaps.pdf

"Real Estate Advertising and the Fair Housing Act"
Seth G. Weissman, Georgia REALTOR®, Georgia Association of REALTORS®, April 1997.
rmotoolkits__RealEstateAdvertisememts.pdf

"Seeking a Coherent Internet Policy "
“For Managers,” REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, December 1998

"Sexual Harassment Claims and Brokers’ Liability on the Rise "
Diane Simpson, “The Law & You,” REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, January 2000.

"Top 10 Legal Issues Facing Brokers "
Laurie K. Janik, Realtormag Online, NATIONAL ASSOCIATION OF REALTORS®, March 2000.

"12 Steps To Equal Housing Opportunity "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, April 2000

"Which Hat Is Right For You?"
Philip Perry, Real Estate Today, NATIONAL ASSOCIATION OF REALTORS®, September 1988
rmotoolkits__WHICH-HAT-IS-RIGHT-FOR-YOU.pdf

"Will Your Clever Ad Pass Fair Housing Muster? "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, April 1999

"Writing Ads Requires a Fair Shake "
REALTOR® Magazine, NATIONAL ASSOCIATION OF REALTORS®, April 2000

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