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Credit Scores and Reporting

Credit Scores and Reporting
  • Banks are requiring home buyers to come with higher credit scores and down payments to get approved for a loan, according to new national data.

  • When reviewing their credit reports, one in five consumers are likely to receive a different credit score from what a creditor will use to price a loan. The discrepancy has a federal agency concerned.

  • Purchasing a home is a huge endeavor, and buyers need to be more educated than ever—before they begin the process. This field guide provides links to practical resources on most every aspect of home buying, from establishing credit to negotiating the final contract.

  • NAR sent a letter to Rep. Karen Bass (D-CA) supporting the "Homeownership Preservation Education Act of 2012".

  • REALTORS® believe in a responsible, sustainable model for home ownership, and current credit policy restrictions are not conducive to that model.

  • Find information on credit policy, as well as background about FICO scores and the impact of various adverse credit events on the score.

  • Home buyers face unprecedented hurdles in qualifying for a mortgage in today’s market, but getting a loan is possible for those who know how to overcome the obstacles, according to a presentation on Cracking the Credit Code at the 2011 Realtors® Conference & Expo.