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Housing Affordability Index

The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national and regional levels based on the most recent price and income data.

Data

Monthly Index

The Monthly Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national and regional levels based on the most recent monthly price and income data.

Monthly Housing Affordability Index for printing (PDF: 33K)
Monthly Housing Affordability Index for database work (Excel: 42K)

Quarterly Index

The Quarterly Housing Affordability Index measures whether or not a typical family qualifies for a mortgage loan on a typical home at the national and regional levels based on quarterly price and income data, as well as a look at affordability conditions for first time buyers.

First-time Homebuyer Affordability for printing (PDF: 156K)
First-time Homebuyer Affordability for database work (Excel: 28K)

Quarterly Housing Affordability for printing (PDF: 152K)
Quarterly Housing Affordability for database work (Excel: 28K)

Metropolitan Index

The metropolitan index shows the existing single-family home affordability index over the past three years, by metropolitan area.

Metro Affordability 2015 for printing (PDF: 479K)
Metro Affordability 2015 for database work (MS Excel: 67K)

Revised Historical Data

This year NAR has revised data for the San Francisco-Oakland-Fremont, CA MSA and has added the new MSA of Wichita Falls, TX.

Revised Historical Data (MS Excel: 54 KB)

Historical Information

Historical data can be purchased in the REALTOR® Store.


Questions?

If you have questions about this data, please email them to data@realtors.org.

The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national and regional levels based on the most recent monthly price and income data.

In this section

Next Monthly Release

NAR will release its next monthly report on housing affordability on Friday, April 8, 2016 at 10 a.m. ET.

Next Quarterly Release

NAR will release its next quarterly report on housing affordability on Monday, May 9, 2016, at 10:00 a.m. ET.

Data Release Schedule