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Lending Standards
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Empty nesters and downsizers may find that retirement accounts and credit ratings don't satisfy lenders.
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The housing recovery appears to be growing stronger across the country, so why are some analysts still concerned?
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In some situations, sellers are lining up lenders for buyers to make sure there are no problems or delays in securing financing.
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As housing values rise, home-equity loans and lines of credit are staging a comeback, MSN Money reports.
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If there was one major takeaway from the National Crime Prevention Council's 2013 Mortgage Fraud Virtual Conference, it was this: The mortgage market, while no longer a wicked stepchild of the housing crisis, must still be carefully monitored.
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"Mortgage lenders have been understandably guarded over the past five years. The improvement in their sentiment should be welcome news," says FICO spokesman.
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Student loans are keeping more potential home buyers from qualifying for a mortgage.
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Mortgage affiliate have become even more valuable for real estate agents in today's tough lending environment, some housing experts say.
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Too many potential home buyers are being left behind in the housing recovery -- particularly young professionals -- because they are finding it too difficult to qualify for financing, the Obama administration says.
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Quite possibly, according to recent data released by mortgage industry solutions provider Ellie Mae.