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Lending Standards
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More applicants could qualify for a mortgage if lenders took a broader look at an applicant's credit data, according to a new study.
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Only 30 percent of borrowers who defaulted on their mortgage in 2001 had returned to the housing market within 10 years, a new study finds.
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"For many Americans, housing is still a crisis, and they are anxiously waiting for solutions," RE/MAX chairman Dave Liniger wrote to the presidential candidates.
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Home mortgage originations will shrink by up to 20 percent over the next three years if federal regulators proceed with proposed rules, according to a new analysis.
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The American Civil Liberties Union announced it would be filing a lawsuit Monday against the investment bank, alleging discrimination in the way the bank packaged subprime mortgage loans into securities.
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Mortgages guaranteed by the Department of Veterans Affairs rose 50 percent to almost 540,000 loans in fiscal year 2012.
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The government has filed a lawsuit against Wells Fargo, alleging the nation's largest lender has participated in "reckless" lending of government-backed loans, but Wells Fargo insists it's done nothing wrong.
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Mortgage rules being drafted by federal banking regulators came under the spotlight last night in the first election debate between President Barack Obama and his Republican challenger, former Massachusetts Gov. Mitt Romney.
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In the past 25 years, the mobility rate in America has steadily declined. Last year only 12 percent of the population moved, a troubling economic indicator.
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Distressed homes sometimes need a lot of work, and so more lenders are offering loan options to help home owners or investors rehab the properties.