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Lending Standards

February 12, 2013
Credit reports are used by lenders to judge mortgage applicants, yet a large number of Americans have errors on their report that could make them pay a higher fee.
February 11, 2013
Habitat for Humanity released its 2013 Shelter Report earlier this week and as part of its release it joined NAR and the REALTOR® University Research Center to host a discussion on how moderate-income households are faring in the housing market now that the recession is behind us.
February 11, 2013
Find out which states boast the highest median credit scores among mortgage applicants.
February 6, 2013
A group of housing advocates are pushing for a new type of subprime loan for applicants with lower incomes or bad credit, but some critics are calling the proposal a "stupid and crazy idea."
January 28, 2013
"There are almost no housing market indicators showing weakness," says one housing expert.
January 10, 2013
New rules from the Consumer Financial Protection Bureau will change the process for home buyers trying to obtain a mortgage.
January 4, 2013
Home buyer affordability is staying high due to ultra low rates, Freddie Mac reports.
January 3, 2013
About a quarter of first-time home buyers use gifts from relatives to fund a down payment for a home purchase. Be sure your buyers follow these five tips to avoid any financing problems caused by these gifts.
December 27, 2012
"Buyers shouldn't expect that getting a loan will get easier anytime soon, even though rates probably can't get much more attractive," The Wall Street Journal reports.
December 20, 2012
Record-low rates are driving more borrowers to seek shorter-term mortgages.

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