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Mortgage Acts and Practices

April 16, 2015
Unnecessary regulatory burdens are preventing qualified, credit-worthy borrowers from obtaining the American Dream of homeownership.
April 15, 2015
The Mortgage Choice Act improves consumer access to mortgage credit with the full protection of the Ability-to-Repay and Qualified Mortgage rules.
January 28, 2015
In this letter to the editor of the Wall Street Journal, Chris Polychron talks about Obama’s recent policy changes to make mortgages more affordable.
January 27, 2015
The FHFA's new low down payment mortgage program will help more people to become homeowners.
January 8, 2015
The National Association of Realtors® applauds new policy initiatives announced today by President Barack Obama that will enable more first-time and underserved homebuyers to enter the housing market while preserving strong underwriting standards and protecting taxpayers from unnecessary risk.
December 17, 2014
The tax extensions approved by Congress include  provisions that will help distressed homeowners and commercial property investors.
July 30, 2014
The mortgage market was buffeted by a number of changes in 2013 and 2014. Among them were higher fees at the FHA.
July 17, 2014
New QM rules make sense to protect the consumer, but can also give lenders pause.
June 30, 2014
In a letter sent today to HUD, NAR offered support for the FHA’s HAWK housing counseling pilot program but expressed concern about the program's cost and reach.
June 10, 2014
The Mortgage Choice Act, passed by the U.S. House of Representatives last night, redefines a provision in the rules that allow for home loans to be considered Qualified Mortgages.