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Mortgage Acts and Practices

January 17, 2014
When banks weren’t approving mortgage loans and would-be homebuyers were denied access to credit, Realtors® called on policy makers to take steps to loosen the tight credit environment.
January 14, 2014
New mortgage rules take effect today that set out to protect borrowers against risky lending practices, but a few new rules have some worried. Here’s an overview of what you need to know about the changes. 
January 14, 2014
For the first time in a month, mortgage applications are back on the rise.
January 8, 2014
The Consumer Financial Protection Bureau is launching an education campaign to help make home buyers and home owners more aware of new mortgage regulations coming in January.
January 8, 2014
If Congress doesn't act on the Mortgage Forgiveness Debt Relief Act, which expires at the end of this year, it could leave distressed borrowers with an additional financial burden in 2014.
January 8, 2014
Mortgage applications dropped 6.3 percent last week on the heels of the Federal Reserve's announcement that it would start to taper its bond-buying stimulus program after the first of the year.
January 8, 2014
The incoming director of the Federal Housing Finance Agency says that he will delay Fannie Mae and Freddie Mac's planned increases on mortgage fees until he has time to review the reasoning behind it.
January 8, 2014
The 30-year fixed-rate mortgage averaged 4.48 percent this week, rising slightly from last week's average, Freddie Mac reports.
January 8, 2014
REALTORS® and the Consumer Financial Protection Bureau will be closely monitoring the rules' impact on borrowers.
January 7, 2014
New mortgage lending rules to protect consumers from risky loan products will take effect this Friday, and Realtors® will be on the front lines as homebuyers access safer mortgages that meet strong underwriting standards.

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