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Qualified Mortgage

Qualified Mortgage (QM) is a law about ensuring lenders only make loans to borrowers who have the ability to repay the loan.

March 27, 2015
On Thursday, March 26, 2015 The House Financial Services Committee passed H.R. 685, “The Mortgage Choice Act” with bipartisan support after an intense effort by NAR and coalition partners.
February 20, 2015
The New Year brought a slew of regulatory changes that impact the GSEs, FHA, VA, and the market in general.
February 6, 2015
On Tuesday, Feb. 3, 2015, H.R. 685 "The Mortgage Choice Act" was introduced in the House of Representatives.
November 26, 2014
This survey measures lender expectations of market conditions and capacity as well as current policy issues, including changes at the RHS and lending headwinds.
October 21, 2014
NAR applauds the Federal Deposit Insurance Corporation for finalizing the Qualified Residential Mortgage rule today.