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Proposed QRM rules may lead to high down payment requirements.
NAR Testifies on Impact of Student Loan Debt
Growing student debt will affect consumers' access to mortgage credit, especially for first time buyers.
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Why QRM Concerns NAR
An updated video explaining the proposed rule: who it protects, why it is proposed, and NAR's concerns.
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QM, QRM to Lock in Tight Loan Standards
Home mortgage originations will shrink by up to 20 percent and the economy as a whole clipped by 1.1 percent over the next three years if federal regulators proceed with their proposed (QM) and QRM) rules.
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