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Safe Act

On July 30, 2008, President George W. Bush signed into law the Secure and Fair Enforcement for Mortgage Licensing Act (the SAFE Act). The SAFE Act requires licensing or registration of loan originators under state laws that meet minimum federal requirements. On July 21, 2011, the SAFE Act was transferred to the Consumer Financial Protection Bureau (CFPB) for administration and enforcement.

January 17, 2012
Seller financing is subject to new rules following the passage of financial reform legislation. Know these changes in order to serve sellers better.
January 12, 2012

Seller financing plays an important role in financing the sale of real estate, especially when credit is tight. This paper summarizes the impact of two federal laws that affect seller financing.