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Credit Policy

Tight credit is delaying the recovery of the housing market and the economy as a whole. The importance of reasonable underwriting policies is necessary to increase the availability of credit to qualified borrowers who are good credit risks.

April 17, 2015
U.S. Senate Banking Committee held a hearing entitled, “Regulatory Burdens to Obtaining Mortgage Credit.” Chris Polychron, 2015 NAR President and executive broker with 1st Choice Realty in Hot Springs, AR, testified on behalf of NAR.
April 10, 2015
On March 30, 2015, NAR submitted comments to the CFPB on proposed changes to mortgage rules that were finalized in January of 2013.
April 1, 2015
NAR President Polychron welcomed HUD Secretary Julian Castro, who gave the Credit Access Symposium's keynote address.
Topics: Credit Policy
April 1, 2015
Housing industry stakeholders discussed how alternative credit scoring models could expand access to mortgage credit for responsible borrowers.
March 30, 2015
HUD Secretary Julian Castro to close Credit Access Symposium with keynote address.
Topics: Credit Policy