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Credit Policy

This page features current credit score and credit reporting issues monitored by our legislative and regulatory policy staff.

3% Cap Bill Introduced in the Senate

Senator Joe Manchin and Senator Mike Johanns introduced "The Consumer Mortgage Choice Act" in the United States Senate.

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Forecast: Housing & Economy, Tax Treatment
Loan Purchases and 'Qualified Mortgages'
Home Ownership Rate at 18 Year Low
REALTORS®: Retain Homeownership Tax Policies

Political Advocacy

Issue Summary: Credit Policy

NAR Letters to Congress: Credit Policy

NAR Letters to Federal Agencies: Credit and Mortgage Scoring

Credit Scoring Resources

FICO Scores

Impact of Adverse Credit Events on the Ability of Consumers to Purchase Another Home (PDF: 207 KB)

Federal Reserve Webinar: Addressing the Credit Impacts of Foreclosure

Frequently Asked Questions: FICO Score (PDF: 289 KB)

Webinar: Addressing the Credit Impacts of Foreclosure