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Credit Policy

Tight credit is delaying the recovery of the housing market and the economy as a whole. The importance of reasonable underwriting policies is necessary to increase the availability of credit to qualified borrowers who are good credit risks.

April 28, 2015
The spring selling season reaches an 18-month high in March. Other stories: NAR urges the Senate to act on mortgage credit, and Sec. 502 direct loans.
April 24, 2015
On April 21, 2015, FICO announced that millions of consumers will now be able to receive FICO credit scores and credit reports.
Topics: Credit Policy
April 21, 2015
Top economists gather at NAR to discuss housing market.
April 17, 2015
U.S. Senate Banking Committee held a hearing entitled, “Regulatory Burdens to Obtaining Mortgage Credit.” Chris Polychron, 2015 NAR President and executive broker with 1st Choice Realty in Hot Springs, AR, testified on behalf of NAR.
April 10, 2015
On March 30, 2015, NAR submitted comments to the CFPB on proposed changes to mortgage rules that were finalized in January of 2013.