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Credit Scores and Reporting

October 19, 2012
Recent media reports have suggested that the FHFA, Fannie Mae, and Freddie Mac will start to take severe legal action against strategic defaulters. But are mortgage cops really going to chase down these individuals with the goal of locking them up?
October 19, 2012
What does it take to get a credit score of 785 or higher? FICO releases common habits of high scorers and how they qualify for some of the best mortgage rates.
October 2, 2012
Banks are requiring home buyers to come with higher credit scores and down payments to get approved for a loan, according to new national data.
September 26, 2012
When reviewing their credit reports, one in five consumers are likely to receive a different credit score from what a creditor will use to price a loan. The discrepancy has a federal agency concerned.
June 5, 2012
Purchasing a home is a huge endeavor, and buyers need to be more educated than ever—before they begin the process. This field guide provides links to practical resources on most every aspect of home buying, from establishing credit to negotiating the final contract.
June 1, 2012
NAR sent a letter to Rep. Karen Bass (D-CA) supporting the "Homeownership Preservation Education Act of 2012".
March 14, 2012
REALTORS® believe in a responsible, sustainable model for home ownership, and current credit policy restrictions are not conducive to that model. Today’s tight credit restrictions are preventing some qualified buyers from becoming home owners, and making it tougher for some home owners to sell their homes.
January 17, 2012
Find information on credit policy, as well as background about FICO scores and the impact of various adverse credit events on the score.
November 13, 2011
Home buyers face unprecedented hurdles in qualifying for a mortgage in today’s market, but getting a loan is possible for those who know how to overcome the obstacles, according to a presentation on Cracking the Credit Code at the 2011 Realtors® Conference & Expo.