Powered by Google

Search form

Government Sponsored Enterprises (GSEs)

Fannie Mae and Freddie Mac play a key role in the secondary mortgage market, which is crucial in providing capital for mortgage lending. Without the GSEs and FHA-insured loans, that currently constitute nearly 90% of the market space, there would be almost no capital available for mortgage lending. This would severely restrict, if not curtail, home sales and any supporting ancillary home sales services.

March 20, 2015
On March 17, 2015, NAR wrote to Reps. Carney, Delaney, and Himes, thanking them for introducing the “Partnership to Strengthen Homeownership Act."
March 20, 2015
On March 13, 2015, NAR urged the U.S. Senate Budget Committee to prevent guarantee fees (g-fees) from being used to cover federal spending.
March 4, 2015
On March 2, 2015, The Federal Housing Finance Agency enhanced requirements for sales of non-performing loans by Freddie Mac and Fannie Mae (the GSEs).
December 12, 2014
On December 9, 2014, the U.S. Senate Banking Subcommittee on Housing, Transportation, and Community Development held a hearing entitled, “Inequality, Opportunity, and the Housing Market.”
December 12, 2014
On December 8, 2014, Fannie Mae and Freddie Mac released details on new mortgage product offerings that will provide access to qualified borrowers able to put down at least 3%.