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Lending Standards

January 28, 2015
In this letter to the editor of the Wall Street Journal, Chris Polychron talks about Obama’s recent policy changes to make mortgages more affordable.
January 8, 2015
The National Association of Realtors® applauds new policy initiatives announced today by President Barack Obama that will enable more first-time and underserved homebuyers to enter the housing market while preserving strong underwriting standards and protecting taxpayers from unnecessary risk.
February 26, 2014
Home equity lines of credit, once popular during the housing boom days, are back, but home owners are using them more cautiously, lenders say.
February 24, 2014
A sector of the market that took a lot of blame for causing the financial crisis is slowly re-emerging.
February 19, 2014
Finances are holding back many 20- and 30-somethings from buying a home, the Los Angeles Times reports, so more relatives are stepping in to help.
February 18, 2014
Reverse mortgages are expected to be an increasing option that baby boomers turn to as they age to cover living expenses, but heirs may get stuck with the final balance due.
December 10, 2013
Rising mortgage rates and tighter underwriting standards are prompting some borrowers to seek smaller lenders for a mortgage.
December 4, 2013
For the fifth consecutive week, mortgage applications slipped, reaching the lowest level since early September.
November 26, 2013
The Consumer Financial Protection Bureau has announced that new forms simplifying the paperwork that borrowers receive when applying for loans will go into effect in August 2015.
November 20, 2013
For the second consecutive week, mortgages rates rose, with the 30-year fixed-rate mortgage reaching its highest average in nearly two months.