As housing values rise, home-equity loans and lines of credit are staging a comeback, MSN Money reports.
The mortgage market, while no longer a wicked stepchild of the housing crisis, must still be carefully monitored.
"Mortgage lenders have been understandably guarded over the past five years. The improvement in their sentiment should be welcome news," says FICO spokesman.
Student loans are keeping more potential home buyers from qualifying for a mortgage.
Mortgage affiliate have become even more valuable for real estate agents in today's tough lending environment, some housing experts say.
Many potential buyers, including young professionals, can't get financing, are left out of the housing recovery, says the Obama administration.
Quite possibly, according to recent data released by mortgage industry solutions provider Ellie Mae.
Home owners of energy-efficient homes are one-third less likely to default on their mortgage, and researchers say lenders and Congress need to pay careful attention to the findings.
Tight credit conditions that have held back many potential home buyers the last few years appear to be thawing just in time for the spring buying market to begin.
These "boomerang buyers" could make up a large number of future home sales, considering that 4.8 million borrowers have lost their home to foreclosure since the housing crash.