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Lending Standards

September 12, 2012
Now that the agency has clarified when lenders have to buy back bad loans, will banks revisit their strict GSE lending standards?
September 12, 2012
Many home owners sold themselves short when they refinanced by not shopping around -- and they may have missed out on even more savings.
September 6, 2012
With rates so low and confidence building in the housing market, why are applications for mortgages continuing a downward spiral?
November 13, 2011
Home buyers face unprecedented hurdles in qualifying for a mortgage in today’s market, but getting a loan is possible for those who know how to overcome the obstacles, according to a presentation on Cracking the Credit Code at the 2011 Realtors® Conference & Expo.
September 20, 2011
Increased lending to creditworthy home buyers and more loan modifications and short sales are necessary to reduce the rising inventory of foreclosed homes and help stabilize and revitalize the housing industry and economy.
May 10, 2011
A panel of industry experts told several thousand Realtors® gathered at a special symposium that the pendulum on mortgage credit has swung too far in the other direction after the recent housing downturn and is putting an unnecessary burden on creditworthy consumers, impeding the economic and housing market recoveries.