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Mortgage Acts and Practices

October 26, 2012
On Wednesday, Oct. 24, 2012, NAR submitted comments to the Consumer Financial Protection Bureau (CFPB) on the CFPB's strategic plan for the next five years.
October 19, 2012
Recent media reports have suggested that the FHFA, Fannie Mae, and Freddie Mac will start to take severe legal action against strategic defaulters. But are mortgage cops really going to chase down these individuals with the goal of locking them up?
October 19, 2012
On Oct. 15, 2012, NAR President submitted comments to the CFPB on its loan originator proposed rule.
October 12, 2012
Mortgage rates held steady for the most part this week, remaining near all-time record lows set last week.
October 3, 2012
On Oct. 20, Fannie Mae will tighten some of its underwriting standards for condo buyers and home owners wanting to refinance. The changes have some in the industry concerned.
October 2, 2012
Banks are requiring home buyers to come with higher credit scores and down payments to get approved for a loan, according to new national data.
September 27, 2012
Communities that have outgrown a 38-year-old definition of "rural" will continue to be eligible for mortgage assistance while the federal Rural Housing Service transitions to a new way of tracking population and income changes.
September 25, 2012
In the past 25 years, the mobility rate in America has steadily declined. Last year only 12 percent of the population moved, a troubling economic indicator.
September 24, 2012
Distressed homes sometimes need a lot of work, and so more lenders are offering loan options to help home owners or investors rehab the properties.
September 24, 2012
Republican presidential contender Mitt Romney released a 6-page white paper on housing policy, but he did not include specifics on how his administration would tackle the five areas he's targeted for action.

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