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Mortgage Acts and Practices

September 18, 2012
Fannie Mae announced that it will no longer be using third-party vendors and sales teams to help manage its REO properties. However, the GSE says it does still plan to use real estate professionals to market properties.
September 17, 2012
Survey findings and an analysis of historic credit scores and loan performance show that a return to safe and sound lending standards would boost home sales and add jobs.
September 14, 2012
The Federal Reserve is targeting mortgage rates again in an effort to boost the overall economy.
September 12, 2012
Now that the agency has clarified when lenders have to buy back bad loans, will banks revisit their strict GSE lending standards?
September 12, 2012
Many home owners sold themselves short when they refinanced by not shopping around -- and they may have missed out on even more savings.
August 17, 2012
On Aug. 15, 2012, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register a proposal to implement new Home Ownership and Equity Protection Act (HOEPA) rules that expand the coverage of this statute and tightens the limits of what is considered a high cost loan.
July 20, 2012
On July 9, 2012, NAR President Moe Veissi submitted comment to the Consumer Financial Protection Bureau (CFPB) on its outline of proposals for future mortgage servicing rulemaking
June 15, 2012
On June 7, 2012, the Federal Reserve Board of Governors unanimously approved the release of three Notices of Proposed Rulemaking (NPRs) for Basel III and the final rule for Basel 2.5.
June 4, 2012
In this week's President's Podcast, 2012 NAR President Moe Veissi welcomes Vice President and Liaison to Government Affairs Scott Louser and Bank of America Executive Matt Vernon.