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Mortgage Acts and Practices

January 8, 2014
REALTORS® and the Consumer Financial Protection Bureau will be closely monitoring the rules' impact on borrowers.
January 7, 2014
New mortgage lending rules to protect consumers from risky loan products will take effect this Friday, and Realtors® will be on the front lines as homebuyers access safer mortgages that meet strong underwriting standards.
January 6, 2014
High income earners shop for mortgages distinctly different than lower income earners, finds a new Fannie May study.
January 6, 2014
The 30-year fixed-rate mortgage started the year more than a full percentage point above its average last year at this time.
December 31, 2013
Rising mortgage rates are biting into home sales, a trend that will likely continue as interest rates readjust in the new year.
December 30, 2013
The majority of housing markets remain affordable to the average family, but rising mortgage rates and rising housing prices are causing more families to have to stretch financially, according to the mortgage giant.
December 30, 2013
Mortgage applications have dropped for six out of the past seven weeks, according to the Mortgage Bankers Association's seasonally adjusted index.
December 30, 2013
The Federal Housing Finance Agency is inviting the public to comment on a new proposal aimed at reducing Fannie Mae and Freddie Mac's presence in the high-end mortgage market.
December 20, 2013
Loan demand ticked up last week, rebounding after last week's big holiday slump.
December 20, 2013
The 30-year fixed-rate mortgage dropped to a 4.42 percent average this week, falling slightly from last week's highest reading in months, Freddie Mac reports.