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Mortgage Acts and Practices

December 6, 2013
Fixed-rate mortgages were on the rise this week on reports of higher home sales and an improving job outlook. 
December 5, 2013
Three of the nation's largest banks are falling short of new standards for dealing with mortgage customers, according to a report released by the Office of Mortgage Settlement Oversight.
November 20, 2013
Realtors® applaud new rules from the Consumer Financial Protection Bureau that will help home buyers receive timely, accurate, and easy-to-understand information about their mortgage loan before closing.
October 29, 2013
On behalf of the leading advocate for homeownership and housing issues, NAR President Gary Thomas recommended essential reforms to the current housing finance structure that will benefit consumers.
October 7, 2013
Mortgage preapprovals are a way for home buyers to know what they can afford. They're also a way to demonstrate commitment to home sellers. So why are they losing favor among lenders?
October 4, 2013
An increase in mortgage applications for refinancings was offset by a large decrease in applications for home purchases last week, the Mortgage Bankers Association reports.
October 2, 2013
A San Francisco company is offering home buyers down payment assistance, but it comes with one big catch: Home owners will have to share any future gains on the home's value. 
September 30, 2013
The U.S. Department of Housing and Urban Development has reportedly postponed a ban that was to prevent real estate professional from representing both buyers and sellers in FHA pre-foreclosure transactions.
September 20, 2013
Loan modifications are strengthening the housing recovery by helping decrease delinquencies and foreclosures, analysts say.

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