Powered by Google

Search form

Mortgage Acts and Practices

Mortgage Acts and Practices
  • Here are just a few reasons why the mortgage insurance write off continues to be one of the most important political and economic initiatives in contention today.

  • About a third of consumers say they're willing to pay more for a mortgage if it comes with superior customer service and less stress, according to a new survey.

  • On Monday, February 25th, 2013, the Bipartisan Policy Center (BPC) Housing Commission released a report titled, "Housing America's Future: New Directions for National Policy". This product was the culmination of 16-months of research and study.  

  • The Consumer Financial Protection Bureau (CFPB) shared some insight into its process and goals for the qualified mortgage (QM) rule it released last month.

  • A new study finds "sizeable asset misrepresentations even among the most reputable underwriters" of private-label subprime mortgages during the housing boom.

  • Learn about the new Qualified Mortage (QM) rule and what it means for today's real estate market.

  • On Thursday, Jan. 10, 2013, NAR achieved a significant victory in obtaining a safe harbor in the QM rule for loans underwritten to the automated standards of the GSEs, FHA, VA, and RHS.

  • The Federal Trade Commission (FTC) has issued warning letters to 20 companies, including real estate agents, home builders and lead generators, about possible violations of the Mortgage Acts and Practices Advertising (MAP) Rule.

  • On Wednesday, Oct. 24, 2012, NAR submitted comments to the Consumer Financial Protection Bureau (CFPB) on the CFPB's strategic plan for the next five years.

  • Recent media reports have suggested that the FHFA, Fannie Mae, and Freddie Mac will start to take severe legal action against strategic defaulters. But are mortgage cops really going to chase down these individuals with the goal of locking them up?

Pages