Mortgage Loan Limits
NAR supports retaining the current GSE and FHA loan limits to provide access to mortgage credit in all markets in all economic times.
On Dec. 9, 2015, the Federal Housing Administration (FHA) released its 2016 Loan Limits. FHA's calculation for maximum loan limits in high cost metropolitan areas of the country will remain at the 2015 level of $625,500. The standard loan limit for lower cost metropolitan areas will remain unchanged at $271,050.