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Qualified Residential Mortgage and Risk Retention

Proposed QRM rules may lead to high down payment requirements.

NAR Resources

QRM: Regulators Agree with NAR But Deal Not Done
Federal banking regulators have re-proposed the qualified residential mortgage (QRM) rule
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Down Payments Still an Issue in QRM Plan
Federal Agencies have signaled that the issue of downpayments is still on the table after the QRM rule was re-proposed, leaving out a controversial 20 percent minimum down payment requirement.
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