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Proposed QRM rules may lead to high down payment requirements.
Pending Sales Up but Uncertainty Looms
As of right now, the market is improving on its own. Now we just have to see if there will be any shocks in the days and months ahead.
In The News
Column: Proposed 20% Down Payment Rule Could Put Owning A Home Out of Reach for Many
Washington Post
Understanding the Dodd-Frank Act & QRM
Alaska Real Estate Podcast
What NAR Is Doing
REALTORS® Urge Regulators to Reconsider QRM Definition
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Effort to Correct QRM Gains Momentum
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Understand the Issue
Why QRM Concerns NAR
An updated video explaining the proposed rule: who it protects, why it is proposed, and NAR's concerns.
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QM, QRM to Lock in Tight Loan Standards
Home mortgage originations will shrink by up to 20 percent and the economy as a whole clipped by 1.1 percent over the next three years if federal regulators proceed with their proposed (QM) and QRM) rules.
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