Videos to help you understand the proposed QRM rule and other risk retention issues.

Effort to Correct QRM Gains Momentum

Momentum is building as lawmakers on a bipartisan basis lead effort to modify banking regulators' proposal to require 20% down for affordable qualified residential mortgage (QRM) loans.

Why QRM Concerns NAR

An updated video explaining the proposed rule: who it protects, why it is proposed, and NAR's concerns. You can watch the video or view the slides from the presentation.

Realogy CEO on Housing, Government Policies, and Impact on Home Buyer Programs

Lou Dobbs Tonight features Realogy CEO Richard Smith, who discusses government programs, including QRM

Data Shows QRM Rule Would Devastate Housing

NAR research shows the proposed QRM rule would devastate the housing market. REALTOR® Magazine explains the strong impact it would have.

Making Sure Congress Gets It Right

NAR President Ron Phipps testified before Congress twice in May on the pitfalls of the proposed QRM rule and protecting the 30-year, fixed-rate mortgage. Read more and watch video.