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The Real Estate Settlement Procedures Act (RESPA) provides consumers with improved disclosures of settlement costs and to reduce the costs of closing by the elimination of referral fees and kickbacks.

Latest Updates
July 31, 2015
On July 29, 2015, the U.S. House Financial Services Committee passed H.R. 3192 (Rep. Hill, R-AR), which would delay the Consumer Financial Protection Bureau’s (CFPB) enforcement of the new Truth in Lending Act and the Real Estate Settlement Procedures Act (TILA-RESPA) integrated disclosure rule.
July 31, 2015
On July 30, Wells Fargo and Prospect Mortgage joined a growing number of lending institutions in discontinuing participation in Marketing Services Agreements (MSAs) with real estate agents and brokers.
July 22, 2015
The Consumer Financial Protection Bureau has announced that the October 3 start date for the new TILA-RESPA Integrated Disclosure (TRID) rule is now official.
July 21, 2015
The TRID implementation date has been moved from August 1 to October 3.
July 17, 2015
Watch the July 16, 2015 webcast on changes to the closing process, with NAR Senior Counsel Finley Maxson.

Pages

RESPA Field Guide

Want to learn more about RESPA? This Field Guide features resources to help real estate professionals understand RESPA, how to navigate RESPA marketing service agreements, and more.

Field Guide to RESPA

Presentations and Webinars

CFPB RESPA Review Integrated Forms & Enforcement Actions: Presentation

RESPA-TILA Integration Update: Presentation | Webinar

Marketing and Services Agreement: Presentation | Webinar

Integrated RESPA-TILA Forms: Presentation | Webinar

CFPB Review - Regulations & Enforcement Actions: Presentation