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The Real Estate Settlement Procedures Act (RESPA) provides consumers with improved disclosures of settlement costs and to reduce the costs of closing by the elimination of referral fees and kickbacks.

Latest Updates
July 22, 2015
The Consumer Financial Protection Bureau has announced that the October 3 start date for the new TILA-RESPA Integrated Disclosure (TRID) rule is now official.
July 21, 2015
The TRID implementation date has been moved from August 1 to October 3.
July 17, 2015
Watch the July 16, 2015 webcast on changes to the closing process, with NAR Senior Counsel Finley Maxson.
July 17, 2015
In remarks before the Senate Banking Committee CFPB Director Cordray offered encouraging words concerning his previous pledge to show great “sensitivity” to good faith efforts to comply with the new Truth in Lending-RESPA Integrated Disclosure (TRID) rules.
July 10, 2015
NAR filed comments in support of the Consumer Financial Protection Bureau’s (CFPB) proposal to delay implementation of the TILA/REPSA Integrated Disclosure (TRID) rule until October 3, 2015.

Pages

RESPA Field Guide

Want to learn more about RESPA? This Field Guide features resources to help real estate professionals understand RESPA, how to navigate RESPA marketing service agreements, and more.

Field Guide to RESPA

Presentations and Webinars

CFPB RESPA Review Integrated Forms & Enforcement Actions: Presentation

RESPA-TILA Integration Update: Presentation | Webinar

Marketing and Services Agreement: Presentation | Webinar

Integrated RESPA-TILA Forms: Presentation | Webinar

CFPB Review - Regulations & Enforcement Actions: Presentation