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The Real Estate Settlement Procedures Act (RESPA) provides consumers with improved disclosures of settlement costs and to reduce the costs of closing by the elimination of referral fees and kickbacks.

Latest Updates
June 29, 2015
Mass. court says real estate agents can be independent contractors. Other stories: Chinese buyers jump into U.S. real estate.
June 26, 2015
The CFPB’s proposal would move the TRID rule's implementation date to October 3, 2015, rather than the earlier required date of August 1.
June 19, 2015
The Consumer Financial Protection Bureau (CFPB) announced that it would propose to delay the RESPA/TILA Integration or TRID until October 1 due to issues with the Administrative Procedures Act and also to push implemementation further into the fall after school starts.
June 12, 2015
On Thursday, June 4, 2015 the Consumer Financial Protection Bureau (CFPB) issued a decision against PHH Corporation and a number of other defendants for among other things, violating the Real Estate Settlement Procedures Act (RESPA) by paying for referrals where there is federally related mortgage.  CFPB Director Cordray disagreed with interpretations by an administrative law judge relying on a 1997 HUD interpretive letter and expanded the monetary value of the disgorgement from $6.4 million to $109.2 million.


RESPA Field Guide

Want to learn more about RESPA? This Field Guide features resources to help real estate professionals understand RESPA, how to navigate RESPA marketing service agreements, and more.

Field Guide to RESPA

Presentations and Webinars

CFPB RESPA Review Integrated Forms & Enforcement Actions: Presentation

RESPA-TILA Integration Update: Presentation | Webinar

Marketing and Services Agreement: Presentation | Webinar

Integrated RESPA-TILA Forms: Presentation | Webinar

CFPB Review - Regulations & Enforcement Actions: Presentation