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RESPA-TILA Harmonization

In November 2013, the Consumer Financial Protection Bureau (CFPB) integrated the Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) disclosures and regulations.

March 20, 2015
On March 19, 2015, NAR held a webinar on changes to the Real Estate Settlement Procedures Act and the Truth in Lending Act under the Dodd-Frank Act.
February 17, 2015
The HUD-1 settlement statement and Good Faith Estimate forms are going away on August 1. The Truth in Lending Act disclosure is going away as well. In their place will be a new closing disclosure and a new loan estimate. There will be changes to the closing process as well, including a new rule requiring everything to be in place three days prior to closing. And last-minute changes face new hurdles. Learn about the changes in this walk-through.
January 14, 2015
Now is the time to start thinking about the RESPA/TILA changes that will go into effect August 1.
November 20, 2014
On Sunday, Nov. 9, 2014 NAR members heard from RESPA attorney Phil Schulman about the Consumer Financial Protection Bureau's (CFPB) changes to the Real Estate Settlment Procedures Act (RESPA) and the Truth in Lending Act (TILA) under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
November 7, 2014
On Tuesday, Nov. 18, 2014 at 2:00 PM EST the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve will hold their 4th webinar on changes to the Real Estate Settlment Procedures Act (RESPA) and the Truth in Lending Act (TILA).

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