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In November 2013, the Consumer Financial Protection Bureau (CFPB) integrated the Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) disclosures and regulations. Any transaction involving a mortgage will use new CFPB disclosure forms. The new TRID forms were to be implemented on August 1, 2015. However, the Consumer Financial Protection Bureau (CFPB) has proposed an amendment to delay the effective date of the implementation until October 3, 2015. The proposal will be available for public comment until July 7.

Latest Updates
June 29, 2015
Mass. court says real estate agents can be independent contractors. Other stories: Chinese buyers jump into U.S. real estate.
June 29, 2015
NAR and other industry leaders tell Mortgage Compliance Magazine the top things real estate professionals need to know about TRID.
June 26, 2015
The CFPB’s proposal would move the TRID rule's implementation date to October 3, 2015, rather than the earlier required date of August 1.
June 19, 2015
The Consumer Financial Protection Bureau (CFPB) announced that it would propose to delay the RESPA/TILA Integration or TRID until October 1 due to issues with the Administrative Procedures Act and also to push implemementation further into the fall after school starts.


Presentations and Webinars

CFPB RESPA Review Integrated Forms & Enforcement Actions: Presentation

RESPA-TILA Integration Update: Presentation | Webinar

Marketing and Services Agreement: Presentation | Webinar

Integrated RESPA-TILA Forms: Presentation | Webinar

CFPB Review - Regulations & Enforcement Actions: Presentation